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Loans & Credit Solutions

Home Loans
Our Loan Products

Customized Credit For Your Growing Needs

Joint Liability Group (JLG) Loan

Designed for small groups of rural women entrepreneurs to co-guarantee each other's loans, fostering mutual growth and commercial credit habits without complex assets.

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Self Help Group (SHG) Loan

Supporting organized community credit pools to empower rural village associations. Providing easy microfinance options for farming, cottage works, and local setups.

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Personal Loan

Quick cash loans to support emergency personal requirements, medical treatments, household repairs, or children's school admissions with doorstep collection.

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Home Loan / Gold Loan

Get immediate liquidity against gold ornaments to meet temporary household needs or secure funding for housing setup repairs with simple transparent rates.

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Loan Against Property (LAP)

Access larger financial limits backed by property deeds. Ideal for local business owners planning significant equipment purchases or structural setups.

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MSME / Shopkeeper Loan

Tailored micro and small enterprise loans to support working capital requirements for tea stalls, tailoring centers, provision shops, and grocery vendors.

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EMI Calculator

Estimate Your Monthly Repayments

Loan Amount ₹50,000
₹5,000 ₹5,00,000
Tenure (Weeks) 12 Weeks
4 Weeks 75 Weeks
Interest Rate (% p.a.) 12%
1% 40%

Standard Flat Interest Rate

Adjust the slider above to set your preferred interest rate.

Estimated Weekly EMI

₹4,442

Principal Amount: ₹50,000
Total Interest: ₹3,309
Total Repayable: ₹53,309
Decoration

Eligibility Criteria

  • 1
    Age Limit

    The applicant must be between 18 and 50 years old at the time of application.

  • 2
    Group Settings (JLG/SHG)

    Needs a minimum group setup of 4 to 10 local members depending on the location.

  • 3
    Local Residency

    Must be a regular resident of Trichy or neighboring districts in Tamil Nadu.

Required Documents

Keep These Documents Ready

To process your loan within 48 hours, ensure that you have standard, clear physical or digital copies of the following verification documents:

Aadhaar Card
Ration Card / Voter ID
PAN Card
Bank Passbook copy
FAQ

Frequently Asked Questions

Once your group setup (JLG/SHG) or individual verification is complete, documents verified, and doorstep parameters assessed, loans are processed and approved within 48 hours.

No. Nalan Financial Solutions is committed to complete transparency. All interest rates, terms, and repayment parameters are explained clearly by our field officers before signing.

For your ease, our doorstep collection officers visit your village or group center on predefined dates weekly or monthly. You make repayments directly, saving time and transport charges.